When you hear “AI stocks,” names like Nvidia, Palantir, Google, and even Tesla probably pop into your head.
And rightfully so — they’ve crushed it. Just look at Palantir: up 1,626% in the last five years.

But here’s something you probably don’t know...

There’s a company just like that — powering Saudi Arabia’s government since 1986.

It’s flying under the radar. But not for long.

Stay tuned.

📈The Stock: Elm (7203.SR)

Most of their operations are in the shadows — but chances are, you’ve already used them.

Muqeem – for passport and visa management

Efada – to access your medical test results

Mojaz – to check used vehicle history

And the list goes on: boring to most, but essential to millions.

Now, they’re going global — officially managing the digital infrastructure of Oman and Egypt.

In short: If you live in Saudi Arabia — and soon Egypt or Oman — you have to go through them.

💰Show me The Money

What we’re looking at here is a company that’s not just growing — it’s compounding.

Yes, it trades at a premium (high EV/EBITDA).
But here’s the key: earnings are rising faster than the valuation is falling.

In other words: it’s getting cheaper by the quarter.

Metric

2023

2024

Current

Revenue (SAR B)

5.90

7.41

7.65

Assets (SAR B)

7.00

8.03

8.11

EV/EBITDA

41.86

45.53

33.15

Return on Equity (%)

38.52

39.34

41.48

They have very low debt levels (Around 10%) and are extremely sticky.

🥱What’s So Special?

Let’s be honest:
If Saudi Arabia wanted to switch their digital infrastructure provider tomorrow…

Pain of switch = 🔥 Off the charts

Likelihood of switch = 0%

Probability of making money over time? Close to 100%

You now know the AI stock everyone in Saudi uses — but no one talks about.

See You Next Sunday!

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